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February 7, 2018
Musings
This Month’s Paycheck

Many people will see their W-2 paychecks go up a bit this month. The lower federal tax rates passed as part of the 2017 Tax Cuts & Jobs Act are going into effect, which means less will be withheld from […]

December 20, 2017
Musings
Taxes: It’s Going to Be Okay

So the tax changes are really here. The House and Senate bills have been reconciled and re-approved, so all that is needed is a presidential signature to make the law official. Now that we know what the final bill really […]

July 17, 2017
Minerva News
Increasing Financial Mindfulness

“I spend money with intention,” read one statement on an assessment I shared with attendees of a workshop I led earlier this month. Participants rated themselves on a scale from 1 to 5, with 5 being “Yes! Of course!” and […]

July 10, 2017
Musings
The Creative Brain

You probably have known for quite some time that your brain works a bit differently from others, say, your attorney or your financial planner. Now there’s science to back you up.   Researchers from Australian National University, University College London, […]

May 8, 2017
Musings
Insurance: Just the Basics

So insurance has been in the news lately, unfortunately. A few years ago, we talked at length about adjusting to the Affordable Care Act in terms of budgeting, managing cash flows, and reviewing basic needs. Apparently we need to continue […]

April 23, 2017
Numbers Nonsense
Emergency Reserve Fund: What You REALLY Need to Have on Hand

If you’ve ever hired a financial planner or read a financial planning article or overheard a financial planner talking at a bar, you probably know how much you “should” have in your emergency reserve fund. It should be enough to […]

April 17, 2017
Numbers Nonsense
Four Ways NOT to Blow Your Tax Refund

Congratulations! You received your tax refund. Want to know how not to blow it? Use it for these four things instead of whatever your reptilian brain tells you to do with it.   Pay Off Debt One of the smartest […]

April 10, 2017
Numbers Nonsense
Changing Times: When and How to Increase Your Rates

You’ve quantified your costs. You’ve researched your competition. You know your customers inside and out. You’ve even figured out exactly how to describe your competencies in an authentic way.   And you realize you’ve been undercharging. A lot. How can […]

March 27, 2017
Curriculum
To Discount or Not to Discount… That is the Question

“I got a great deal on it!”   “It was on sale!”   “Thanks! It was a steal.”   You’ve probably heard variations of that theme on more than one occasion. And most of the times I hear those types […]

March 20, 2017
Curriculum
Range Pricing: Buying Wiggle Room

I love quoting a range for a custom project. Whether you deal with flat-fee projects or work on an hourly rate, quoting a range of total dollar value (or total hours) can help your client immediately understand the scope. If […]

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Arts & Numbers

You don’t have to do this alone. Arts & Numbers is a comprehensive financial guide for creative individuals… and anyone else with a passion for something other than accounting and finance. This book aims to provide basic information on finance and financial matters for creative entrepreneurs to take ownership of their financial situations, thus ensuring their long-term success, creative and otherwise.

Written in short story form with fictional anecdotes supporting the financial advice, Arts & Numbers promises to be an easy and useful read for creative entrepreneurs at any stage.

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